Healthcare costs are notoriously difficult to pin down and plan ahead. But to help you make estimates about your expenses, and particularly if you would be better off with a higher deductible plan, there are at least a few tools out there to help.
Your doctor doesn't know how much a pill, brace or procedure will cost. It'll have to be up to you, the patient, to do some research if you want to save money. Luckily there are an increasing number of tools available to help you compare prices and quality.
Individual health insurance premiums are extremely expensive once you hit your 50's and 60's.But don't expect it to be free and clear once you hit 65. In fact, Medicare Part B Premiums will rise for many people in 2018.
Affordable Care Act Estimator Tools | Internal Revenue Service
The Taxpayer Advocate Service has developed several tools for individuals and employers to help determine how the Affordable Care Act might affect them and to estimate ACA related credits and payments.
I was recently asked if an employer can offer cash in lieu if the employee uses it to purchase individual coverage. And secondly, can they give the entire amount that the employer would have otherwise spent if they enrolled on the group plan?
CoveredCA announced today the 2018 Individual Rates today (see pdf below). Included in this announcement is the news that Anthem will now completely pull out of the North Bay (Marin, Sonoma, Napa), Sacramento, San Francisco, Santa Cruz/Monterey as well as all of Southe...