© James Consulting

October 3, 2019

It's Open Enrollment.  In a recent survey, "Doing Open Enrollment" ranked up there with "Hold Crying Baby", "Call Mother-in-law" and "Do Taxes".   So, great, this is something you probably want to avoid.

But for 2020 you really should take a good re-look at yo...

July 29, 2019

Healthcare costs are notoriously difficult to pin down and plan ahead. But to help you make estimates about your expenses, and particularly if you would be better off with a higher deductible plan, there are at least a few tools out there to help. 

To estimate Medical a...

July 15, 2019

Did Your Health Plan Deny You Care? Fight Back
By Bernard J. Wolfson, California Healthline


Have you ever stepped up to the pharmacy cash register only to learn your new prescription will cost you hundreds of dollars — instead of your typical $25 copay — because your i...

March 26, 2018

Your doctor doesn't know how much a pill, brace or procedure will cost. It'll have to be up to you, the patient, to do some research if you want to save money. Luckily there are an increasing number of tools available to help you compare prices and quality.

Recently a c...

March 7, 2018

With the changes to the tax law it would be a good time to have your employees verify their W-4 withholding amounts to make sure they aren't being taxed too much or too little. 

The IRS has created this handy Paycheck Checkup tool

February 6, 2018

Individual health insurance premiums are extremely expensive once you hit your 50's and 60's.But don't expect it to be free and clear once you hit 65.  In fact, Medicare Part B Premiums will rise for many people in 2018.

Based on some helpful information in this Fi...

October 26, 2017

Affordable Care Act Estimator Tools | Internal Revenue Service

The Taxpayer Advocate Service has developed several tools for individuals and employers to help determine how the Affordable Care Act might affect them and to estimate ACA related credits and payments. 

Indiv...

August 30, 2017

I was recently asked if an employer can offer cash in lieu if the employee uses it to purchase individual coverage. And secondly, can they give the entire amount that the employer would have otherwise spent if they enrolled on the group plan?

Here are some reasons why y...

August 1, 2017

CoveredCA announced today the 2018 Individual Rates today (see pdf below). Included in this announcement is the news that Anthem will now completely pull out of the North Bay (Marin, Sonoma, Napa), Sacramento, San Francisco, Santa Cruz/Monterey as well as all of Southe...

May 4, 2017

The House's passage today of the AHCA sure adds some into an already challenging mix. 

Insurers on the Federal marketplace are required to file their rates and plans for 2018 by mid-June, but California requires rates to be filed this week. Luckily our insurance commiss...

Please reload

Featured Posts

With the changes to the tax law it would be a good time to have your employees verify their W-4 withholding amounts to make sure they aren't being tax...

Paycheck Checkup for 2018

March 7, 2018

1/1
Please reload

Recent Posts

October 26, 2017