Affordable Care Act Estimator Tools | Internal Revenue Service[if lte IE 8]> <![endif] StartFragmentThe Taxpayer Advocate Service has developed several tools for individuals and employers to help determine how the Affordable Care Act might affect them and to estimate ACA related credits and payments. EndFragment Individuals: If you are taking Advance Premium Tax Credits during the year, then you need to reconcile those payments when you file your tax returns. The IRS has pr